COVID-19 Grants (CDBG-CV)

The City of Council Bluffs has received Community Development Block Grant COVID-19 (CDBG-CV) assistance to provide assistance to local residents and businesses to ensure sustainability during the COVID-19 pandemic. Direct assistance is available to residents and businesses who have lost income directly related to COVID-19.

Direct Financial Assistance

CDBG-CV provides funding to pay an eligible resident’s mortgage, rent, utilities (water, electrical, and natural gas only), and childcare.

Through CDBG-CV, residents can receive assistance for a maximum of three months, or no more than $5,000. Assistance will be evaluated based on need and available on a first-come, first-serve basis. Residents must meet the income qualifications, utilizing HUD standards, as listed below. 

To be eligible, a person must:

  • Live in the Council Bluffs city limits 
  • Be a lawful permanent resident
  • Meet the income qualifications (below)
  • Show a change in income (loss of job or reduction in hours) due to COVID-19
  • Submit a CDBG-CV Application for Individual Assistance 

To apply for CDBG-CV individual assistance, please contact Council Bluffs Housing Resources at cbhousinghelp.org or by phone at 712-322-7570.

Centro Latino of Iowa offers a similar program called the Solidarity Relief Fund and information is available on the Centro Latino of Iowa’s website.

Income Guidelines

To be eligible for CDBG-CV funding, applicants must have an adjusted gross income not to exceed 80% Median Family Income (MFI) as established by the US Department of Housing and Urban Development (HUD) as listed below:

  • 1 Person $48,750 
  • 2 Person $55,700 
  • 3 Person $62,650 
  • 4 Person $69,600 
  • 5 Person $75,200 
  • 6 Person $80,750 
  • 7 Person $86,350 
  • 8 Person $91,900

Business Support

CDBG-CV provides assistance to avoid job loss caused by business closures related to COVID-19 by providing short-term assistance to small businesses. Eligible businesses can receive funding to pay the mortgage, rent, utilities, inventory, monthly debt, and staff salaries or wages with a minimum assistance of $2,000 and a maximum of $10,000.

To be eligible, a small business must:

  • Operate their business within the Council Bluffs city limits 
  • Employ legal residents of the United States 
  • Be in operation, even if working remotely due to COVID-19 
  • Be owned by a low-to-moderate income person (80% MFI) or employ low-to-moderate income persons (see income guidelines above)
  • Complete the Business Assistance Application and submit all required documents

To apply, please contact Advance Southwest Iowa at (402) 960-8505 or Iowa Western Small Business Development Center at (712) 325-3350.